Let me first begin with the inception of Lokmanya Society. For a long time, I was watching a generation of unemployed youth who had no idea what to do with their future. They had no resources to whom to and did have the slightest clue as to how to improve their future. I shared this concern of mine with my fellow colleagues and friends. And from this discussion, the idea of Credit Co-operative Society gained momentum and Lokmanya Society was born. In the beginning, the Society’s operations started in Belgaum. The people in Beigaum and nearby areas gave them a tremendous response. They made possible to create commendable numbers of accounts and not just that; they showed keen interest in the loan sanctioning schemes.